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How Long Does a Roof Last? (The Age of Your Roof and Insurance)

How Long Does a Roof Last?: Age of Roof and Insurance

Your home does a lot for you: it keeps you warm and dry, it keeps you safe, and it keeps all your things in one place. Aside from the odd repair or two, it’s holding up and doing its job well.

That’s why it comes as such as shock when your insurance company informs you that your roof age is too old and they are going to drop your homeowners insurance coverage if you don’t get a new one.

Huh?
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Your Hurricane Deductible: "Wait...I can have TWO deductibles?" Harry Levine Insurance walks you through everything you need to know about your hurricane deductible.

Your Hurricane Deductible (Everything You Need to Know)

Hurricane Irma tore up our roof. The deductible on my homeowner’s policy is $500, but my insurance company is saying that my deductible is $5,000. Are they trying to rip me off?

This is a rare instance where I can truthfully answer: you’re both right. Your homeowner’s deductible is $500, but in this case, your hurricane deductible is $5,000.
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What is your disaster plan?

What is Your Disaster Plan?

Will You Be a Hero or a Zero?

As of June 1, we are officially in hurricane season. But—despite the recent extreme weather in our area—most people still do not have an adequate disaster plan for the office.

While it’s important to have a disaster and evacuation plan for your home and family, it’s just as important to consider the safety of your business during a hurricane or other natural disaster. After all, your business is your livelihood, and disaster striking there means disaster for your finances, your workload, your clients, and your employees.
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