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Water Damage vs. Flood Damage

Water Damage vs. Flood Damage

When it comes to insurance, floods and water intrusion are two different things.

In this article, we cover the difference between water damage and flood damage.

 

Every living thing on earth relies on water to survive. But the very thing that keeps us alive can also cause a lot of destruction.

Flood and water damage claims are extremely common, affecting tens of thousands of Americans every year. Luckily, there are insurance policies that can provide a layer of protection against the costs of water and flood damage.

But, while water damage is typically covered under your homeowners insurance policy, flood damage isn’t. In fact, the insurance industry has completely different definitions for these terms (and different policies to cover each one).

Let’s take a closer look at the difference between water damage and flood damage.
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Your Quick Guide to Florida Insurance Laws

Settling down in the Sunshine State?

Florida remains one of the most popular states in the country, with roughly 900 people moving to the state every day. That’s 330,605 new residents each year! And frankly, with year-round sunshine, warm temperatures, beautiful sandy beaches, and countless things to do, who can blame them?

But if you’re planning on joining us in this wonderful state, you’ll need to know more than what hours Disney is open. Here are some of the things you need to know about Florida insurance laws.

Keep reading our guide so that you’re prepared for your big move.
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What is your disaster plan?

What is Your Disaster Plan?

Will You Be a Hero or a Zero?

As of June 1, we are officially in hurricane season. But—despite the recent extreme weather in our area—most people still do not have an adequate disaster plan for the office.

While it’s important to have a disaster and evacuation plan for your home and family, it’s just as important to consider the safety of your business during a hurricane or other natural disaster. After all, your business is your livelihood, and disaster striking there means disaster for your finances, your workload, your clients, and your employees.
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