What exactly are you paying for? There are many types of car insurance coverage. Find out what each of them do. People refer to “car insurance” as if it was a single item they could purchase and be on …
Steer Clear of Citizens Property Insurance!
It’s not worth the low premiums! With very little coverage, Citizens Property Insurance is Florida’s “insurer of last resort.” The last few years have seen insurance premiums increasing at an alarming rate. Throw in unemployment caused by a global …
What Is Ordinance or Law Coverage?
Building codes change with surprising rapidity. Ordinance or law coverage might be able to help. Florida homeowners have a lot of freedom and flexibility when it comes to their homes. From paint colors to whether or not to install …
What Is Inland Marine Insurance?
It sounds contradictory, but it’s a very helpful form of insurance. Here’s what inland marine insurance is and why you need it. As you may recall from our “History of Insurance” video, marine insurance was the first type of …
Harry Levine Insurance On the Ridiculously Amazing Insurance Agent Podcast
We recently had the honor and pleasure of appearing on The Ridiculously Amazing Insurance Agent Podcast with Kelly Donohue-Piro and wanted to express our gratitude for the (ridiculously amazing) opportunity. If you’re not in the insurance industry, it can be …
Understanding Your Certificate of Insurance
If you have a small business, you are probably aware that you need a Certificate of Insurance (COI). You might have been asked to provide one by a savvy consumer or potential landlord. Or perhaps your independent insurance agent advised …
Sinkhole Coverage vs. Catastrophic Ground Collapse
Florida is famous for many threats—hurricanes, alligators, the eponymous “Florida Man”—but one of its most dangerous features lurks right underground: sinkholes. Which begs the question: “How does this affect my insurance?” Your Florida homeowner’s policy includes catastrophic ground cover collapse, …
Why Are Home Insurance Quotes So Different?
If you’ve shopped for home insurance recently, you might be wondering something… Why are home insurance quotes so different between carriers? It’s great to get home insurance quotes from multiple companies before settling on one. After all, isn’t that …
Whole vs. Term Life Insurance
You know you need insurance, but which kind do you choose? Knowing the key differences between whole vs. term life insurance can help you decide. If your insurance agent hasn’t talked to you about life insurance yet, they should …
Why Are Federal Pacific Breakers Uninsurable?
You’ve been denied insurance coverage…all because of your electrical panel. Learn why Federal Pacific breakers (and other panels) are ineligible for insurance. You rely on electricity to power your favorite devices, but it can also be dangerous without the …