“I have a small business…so why does my insurance cost so much?” Why does small business insurance cost so much? Allow us to untangle it for you. There are few things more exciting than a business startup. Picking your company …
5 Professional Insurance Policies You Can’t Do Without
Your professional insurance needs go way beyond property damage. Protect your clients, your reputation, and your livelihood with these five professional insurance policies. Most business owners understand the risk fire poses for a restaurant, or the consequences of a hurricane …
Auto Liability Coverage Explained
Welcome back!
Let’s have a chat about automobile liability insurance. Your auto policy has a lot of moving parts, and it’s important that you understand them.
Florida’s a pretty odd state in that, presently, we only require property damage and what we call PIP, or Personal Injury Protection, to be legal on the road.
It’s hardly any coverage, and if you’re in an accident, you’re likely going to wind up with a court-ordered requirement to buy a lot more insurance than that moving forward if anybody gets hurt. Or worst case, you’ll have liens and judgments or even wage garnishments that are levied against you by a court because you are underinsured or not insured at all.
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How Much Does Business Insurance Cost? (7 Factors That Affect Your Premiums)
No business should be without insurance. But what does business insurance cost? Here are 7 things that determine your premium amounts. There are few ventures more exciting than starting a new business. Picking a business name, designing a logo, looking …
10 Common Home Insurance Myths Debunked!
There’s a lot of misinformation about homeowners insurance. Let’s set the record straight. Learn the truth behind these common home insurance myths so you can make educated decisions about your coverage. As of April 2020, there are no laws …
10 Business Insurance Myths Debunked
There’s a lot of misinformation about business insurance. Allow us to set the record straight. Learn the truth behind these common business insurance myths so you can set yourself up for success. As a small business ourselves, the Harry Levine …
What is Dwelling Insurance?
Welcome back to Harry Levine Insurance on YouTube. I’m Jason Levine and I’m here to talk to you today about dwelling fire insurance. What is Dwelling Insurance? A lot of people don’t know the difference, nor should they, between …
The Importance of Vacant Home Insurance
There’s a big difference between “vacant” and “unoccupied” homes. Most homeowners don’t know the difference. But insurance carriers do. Keep reading to see if you need vacant home insurance and why it’s so important. Insurance companies really hate unpredictable risk. …
Business Interruption Insurance and Covid-19
To Our Fellow Business Owners, First and foremost, please accept well-wishes from the entire Harry Levine Insurance family. I’d like to get right to the point: You have questions, and we’re fighting to make sure we have answers. Please see …
What Is a Hard Insurance Market (& What Can You Do About It)?
Have you started seeing higher insurance premiums with less coverage? A hard insurance market is likely to blame. (And the bad news? It’s just getting started.) From a layperson’s point of view, your insurance policy can appear pretty nebulous. …