Unless you’ve been living under a rock, you’ve seen a commercial (or, more likely, 3,000) for car insurance. Auto insurance ads might be an okay way to entertain yourself during a break from the Superbowl, but they won’t help …
What Is a BOP (Business Owner’s Policy)?
Those “in the know” know that a business owner’s policy (BOP) can be one of the most efficient ways to kick off their commercial insurance coverage. But exactly what is a BOP? In this article, we’ll discuss what a BOP …
Do Red Cars Cost More to Insure? (10 Car Insurance Myths Debunked!)
There are a lot of myths and misinformation surrounding car insurance. Allow us to debunk the biggest car insurance myths, especially the most common: Do red cars cost more to insure? If you’re licensed to drive in the State of …
Sinkhole Coverage vs. Catastrophic Ground Collapse
Florida is famous for many threats—hurricanes, alligators, the eponymous “Florida Man”—but one of its most dangerous features lurks right underground: sinkholes. Which begs the question: “How does this affect my insurance?” Your Florida homeowner’s policy includes catastrophic ground cover collapse, …
11 Myths About Florida Workers’ Compensation Insurance (That You Probably Believe)
You’ve heard of workers’ compensation. You may even have had employees who needed it when they were injured at work. But there are also many myths and misinformation about Florida workers’ compensation insurance that you might believe. Misinformation that could be …
Builder’s Risk Insurance for New Construction in Horizon West, FL
Nestled between Clermont, Winter Garden, and Windermere lies the burgeoning neighborhood of Horizon West, Florida. With easy access to both Disney World and downtown Orlando, it’s easy to see why Horizon West could make 34787 the next “it” zip code. …
The Types of Handyman Insurance Every Pro Needs
As a handyman, you know how important it is to have the right tools for the job: a selection of screwdrivers and drill bits, a sturdy ladder, a good pair of work gloves…. But there’s one more important thing you …
5 Common Restaurant Insurance Claims
When it comes to property claims made by restaurants, it isn’t a matter of if a claim will be filed, it’s a matter of when. Research has shown that around 40% of small business owners in America will file a claim …
What is an Assignment of Benefits Agreement?
You come home from work one day to find that a leak under your sink has sprayed water all over the floor. Panicking, you shut off the water main and call the first plumber that pops up on Angie’s List. …
What Are Commercial Bonds (& Why Do I Need One)?
“I was just hired to re-pave the parking lot at my local library, but they’re requiring me to have a commercial bond…what is that and why do I need one?” At Harry Levine Insurance, we get questions like this all …