Restaurant Insurance

The Restaurant Insurance Florida Needs

Restaurants aren’t like any other business.

Instead of computer equipment, you have a POS system. Where an accountant would have desks and phones, you’ve got tables and booths. Not to mention the hundreds of thousands in large equipment.

Put simply, restaurants have unique needs when it comes to everything, including Orlando business insurance.

As a restaurant owner, insurance isn’t an “extra expense,” it’s a necessary part of keeping your doors open, your employees loyal, and your customers happy.

If you’re looking for restaurant insurance, let the knowledgeable and friendly team at Harry Levine Insurance recommend a policy that’s right for you.

See What's On the Menu

From property to liability coverage, we can offer a wide range of policies for establishments of all shapes and sizes.

"No Substitutions"? Not Here!

At HLI, you're never tied to a single carrier. We source from the best policies in the marketplace to build the coverage that's right for you.

Five-Star Service

Sit back and relax! Our friendly, knowledgeable staff is always ready to serve you.

Expert Guidance

You know food...we know insurance! With more than 30 years in the industry, you can trust us to protect your business.

Orlando has a diverse and thriving restaurant scene, but it isn’t just sit-down establishments that need protecting.

From food trucks to catering companies, no business that combines hungry customers, expensive equipment, and high levels of foot traffic should be without the proper amount of risk protection.

Restaurant insurance can provide the peace of mind that you will be protected against financial loss if tragedy strikes.

At Harry Levine Insurance, we love insuring restaurants almost as much as we love dining at them. Call or visit our office or submit an online quote to see how much you can save!

The Coverage You Need On Your Terms

While many businesses can do just fine with a Business Owner’s Policy, restaurants, bars, and food trucks are a different story altogether. Whether you’re running a café that’s been in the family for generations or opening up a brand-new food truck, Harry Levine Insurance can help cover the risks that threaten it.

We offer a full range of restaurant insurance coverages, including:

General Liability Insurance
Property Damage
Equipment Breakdown Coverage
Business Interruption Coverage
Liquor Liability Insurance
Food Contamination Insurance
Inland Marine Insurance
Employee Theft Insurance
Workers Compensation Insurance
Employment Practices Liability Insurance
Commercial Auto Insurance and Fleet Coverage
Data Breach/Cyber Liability

What Insurance Does a Restaurant Need?

Restaurant owners should never be satisfied with one or two policies. For a restaurant, liability insurance is great, but it will only take you so far.

Fortunately, insurance offers a wide range of policies that cover any number of risks—from fires to power outages, equipment breakdown coverage, workers comp, and even customers who may accuse restaurant staff of inappropriate interactions. Adequate restaurant insurance needs to consider your budget and your needs so there are no surprises later.

But how do you know which of these myriad policies is right for you?

At Harry Levine Insurance, we make your business our business. We’re happy to discuss the intricacies of your unique food and beverage establishment to uncover areas of risk you might not have even considered.

What Does Restaurant Insurance Cost?

Like any other product or service on the market, you can find restaurant insurance in Florida at any price point.

But shopping based on price alone is unlikely to give you the coverage you need.

In this case, the old adage is true: You get what you pay for. And cheap insurance is usually just that. Poor coverage, sky-high deductibles, and bad customer service are the prices you’ll pay for that cheap insurance policy.

At Harry Levine Insurance, we put your needs first, presenting you with a custom network of coverages to choose from to ensure that you and your livelihood are protected as you want. We’re here to shop the market for great coverage and the overall best value that we can find.

And because we’re an independent insurance agency, we have access to carriers that captive agents don’t.

Protecting Your Livelihood

Your restaurant insurance needs go way beyond basic policies, and Harry Levine Insurance understands that.

At Harry Levine Insurance, we’ve helped hundreds of small businesses build a comprehensive network of policies to cover their own unique risk profile. We’ve been one of Orlando’s premiere insurance agencies for 30 years, and have used that time to build a reputation of being the “Restaurant Row” insurance company.

Here at Harry Levine Insurance, we can help put together an insurance plan that will allow you to focus on what you do best—serving your customers. Whether you’re shopping for your first policy or looking for additional insurance, we’ll take the time to analyze your unique needs and goals so we can build the restaurant insurance plan that’s right for you.

Call today for an insurance quote to protect your business.