Commercial Food Truck Insurance

The Food Truck Insurance Florida Needs

Here in Orlando, the food truck business is booming, but your success depends on more than an excellent menu or great customer service.

In the food industry, risk is everywhere—from property damage to food poisoning. Add the additional hazards of driving on Florida roads and you have a recipe for the type of disaster that could threaten your entire livelihood.

To truly protect your business, you need commercial food truck insurance.

Here at Harry Levine Insurance, we specialize in connecting our clients with the type of coverage to keep them cooking for years to come. With a wide variety of policies—from workers comp to liability coverage—we can connect you with insurance that protects your food truck from whatever life throws at you.

See What's On the Menu

From property coverage to commercial auto, we offer a wide range of policies for all your needs.

Coverage a la Carte

Because we’re not limited to a single insurance company, we’re able to source the market for policies that fit your needs.

Now Serving

Sit back and relax! Our friendly, knowledgeable staff is always ready to serve you.

Guidance You Can Trust

You know food…we know insurance! With more than 30 years in the industry, you can trust us to protect your business.

What Does Food Truck Insurance Cost?

Your insurance needs are as unique as your menu—so your premiums will be, too. There’s no one-size-fits-all pricing when it comes to commercial food truck insurance, but understanding what influences your costs can help you make smart decisions about coverage.

Several key factors affect your food truck insurance costs, including:

Truck size and equipment – The value of your truck and its equipment will affect your premium cost.
Location(s) and driving range – Operating in multiple Florida cities or high-traffic areas may increase your commercial auto rates.
Type of cuisine and cooking methods – Deep fryers, open flames, or alcohol sales can increase liability risks.
Number of employees – More staff may mean higher workers comp premiums and increased exposure to claims.
Claims history and safety record – A clean record can help reduce costs, while past incidents may drive premiums up.
Coverage choices – The more protection you choose, the more you’ll pay, but the better prepared you’ll be for unexpected events.

At Harry Levine Insurance, our goal is to help you find the right balance between cost and coverage. We take the time to understand your business, compare policies, and make sure your insurance not only fits your budget, but (most importantly) protects food trucks like yours where it matters most.

Cookie cutters belong in your kitchen—not your insurance policy!

At Harry Levine Insurance, we understand that your insurance needs are different from the average restaurant or catering company. For one, offering a mobile food service means that food truck owners are exposed to a wider variety of risks.

Yet sourcing the right insurance for a food truck involves a lot more than combining general liability coverage with a commercial auto policy and calling it a day. That’s why we take the time to discuss the needs of business owners so we can build the network of coverage that’s best for you.

The Coverage You Need On Your Terms

Finding the right insurance coverage to protect your business means addressing the full range of risks that threaten your livelihood—from equipment damage to lost wages and medical costs. Our agents will guide you towards the carriers and policies that make the most sense for you.

We offer a wide range of business insurance policies, including:

General Liability Insurance
Commercial Auto Insurance & Fleet Coverage
Commercial Property Insurance
Business Interruption Insurance
Liquor Liability Insurance
Food Contamination Insurance
Inland Marine Insurance
Employee Theft Insurance
Workers Compensation Insurance
Professional Liability Insurance
Employment Practices Liability Insurance
Data Breach/Cyber Liability
And More!

Insurance That Keeps You Going

Running a successful food truck involves more than a great menu, helpful staff, and a kitchen on wheels. You also need the right coverage to ensure you can keep feeding Orlando for as long as you want.

For more than 30 years, Harry Levine Insurance has been setting the standard for insurance in the Central Florida area and we are proud to be one of Orlando’s top insurance agencies.

Our dedication to insurance is rivaled only by our love for local eateries. We’re not just your friendly neighborhood insurance agents—we’re your customers, too!

If you’re looking for a food truck insurance quote or curious about your coverage needs, give us a call. We’ll take the time to discuss your unique needs and goals to build a network of coverage that’s right for you, including options for additional insureds when required.

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