Hey guys, Jason Levine with Harry Levine Insurance here. And today, we want to talk about getting to know your insurance company…online.
As the world continues to suffer through the COVID-19 pandemic, it’s becoming even more important that everyone becomes as tech-savvy as possible.
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But with Uninsured Motorist coverage, you don’t have to pay the price for their mistakes.
A hidden danger awaits those who come to Florida. And no, it’s not hurricanes.
It’s underinsured drivers.
According to recent estimates, about 1 in 4 Florida drivers (26.7%, to be precise) don’t have any insurance. If that sounds high, that’s because it is. The Sunshine State has the highest number of uninsured drivers in the country.
But drivers without insurance aren’t the only people you need to worry about. You also need to worry about the drivers who don’t carry any more coverage than what is required by law.
In this article, we’ll cover why Florida’s insurance minimums aren’t good enough and how you can protect yourself with Uninsured Motorist Coverage.
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Hey everyone, and welcome back to Harry Levine Insurance on YouTube.
We’re recording today live from home. We’re in the middle of the COVID-19 pandemic (at least, what we hope is the middle) and we’ve transitioned our entire team to a work from home model.
The great news is we’ve been able to truly adapt, find some great software solutions, and make sure that we can be there for you, just as if it was a month or two ago and we were working full steam ahead at either of our physical office locations.
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It’s one of my favorite things to talk about. So much so that I’ve even been a longtime teacher of Project Invest. That’s a program where we go into local high schools in our immediate office area and actually teach students about auto insurance because it’s perhaps the one line of coverage that there is no doubt they are certainly going to deal with at some point in their adult lives.
So let’s get started!
I want to run through a couple of bullet points that bring you an introduction to an auto insurance policy and what you need to understand.
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It’s time for another battle royale, insurance edition!
In one corner, we have the marketing maven, Farmers, going up against the resilient American Automobile Association.
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Protect your clients, your reputation, and your livelihood with these five professional insurance policies.
Most business owners understand the risk fire poses for a restaurant, or the consequences of a hurricane flooding a retail store. But many people don’t stop to think about the intangible risks that threaten professional services businesses like accounting firms, law firms, or marketing agencies.
Risks that property insurance and general liability coverage can’t protect you from.
Insurance works best when it’s custom fit to you. If you’re running a professional services business, you need professional insurance policies that fit.
Businesses that provide a professional service often seem “low-risk,” but just because you’re not working with open flames or heavy machinery doesn’t mean that you’re immune to disaster.
Here are five professional insurance policies that no professional services business should be without.
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Welcome back!
Let’s have a chat about automobile liability insurance. Your auto policy has a lot of moving parts, and it’s important that you understand them.
Florida’s a pretty odd state in that, presently, we only require property damage and what we call PIP, or Personal Injury Protection, to be legal on the road.
It’s hardly any coverage, and if you’re in an accident, you’re likely going to wind up with a court-ordered requirement to buy a lot more insurance than that moving forward if anybody gets hurt. Or worst case, you’ll have liens and judgments or even wage garnishments that are levied against you by a court because you are underinsured or not insured at all.
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But what does business insurance cost? Here are 7 things that determine your premium amounts.
There are few ventures more exciting than starting a new business. Picking a business name, designing a logo, looking for real estate…you’re turning all these dreams into reality.
While insurance may not have the same appeal as developing a menu or decorating an office, it has arguably the biggest impact on your business’ success. That is why the Harry Levine Insurance agency places such a strong emphasis on educating our clients on the policies available to them.
In this article, we’ll be tackling one of the most pressing concerns for business owners: How much does business insurance cost?
The problem is, your insurance premiums depend a lot on your unique business. But since it doesn’t help to say, “It all depends; contact your agent,” we’ll give you some insight into seven different factors that have an affect on the cost of business insurance.
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Learn the truth behind these common home insurance myths so you can make educated decisions about your coverage.
As of April 2020, there are no laws in Florida that require you to get homeowner’s insurance. And yet, it’s one of the most important things you will ever buy.
But how much do you understand your insurance policy?
Many of our clients find the insurance industry confusing…and we can’t blame them! Between the lingo, legal jargon, and exceptions to the (many) rules, it’s no surprise that certain common home insurance myths have stuck around.
At Harry Levine Insurance, we love to help our clients better understand their insurance policies so they can make informed decisions about their coverage. In this article, we’ll dispel some of the most common home insurance myths.
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Learn the truth behind these common business insurance myths so you can set yourself up for success.
As a small business ourselves, the Harry Levine Insurance agency hates to see local businesses with the wrong insurance policies.
Whether it’s someone with unnecessary policies, too little coverage, or—worse still—no insurance at all, we can usually trace it down to one thing: misinformation.
Too many people have fallen prey to these business insurance myths for us not to address them. So we’ve gathered up the 10 most popular myths people believe about commercial insurance and debunked them, one at a time.
