Here are four reasons why your home insurance premiums increased (that have nothing to do with your claims history).
Like most Florida homeowners, you probably noticed that your home insurance premiums increased over last year, even though you didn’t file a single claim. What’s up with that?
If you’ve always assumed that increased premiums are caused by increased claims, you’re right. But that’s only part of the story.
There are several reasons why your home insurance premiums increased recently (and why it’s likely they will next year, too) that have nothing to do with how many claims you filed.
It’s time to talk about heavyweights, ladies and gentlemen, this is the moment you’ve all been waiting for. With total assets nearing one-quarter of a trillion dollars, Nationwide is a major player in the insurance space.
When it comes to some of the largest insurance companies on the planet, Nationwide is in the conversation. You’ve seen the Peyton Manning and Brad Paisley commercials, rivaling the J.K. Simmons commercials for Farmers. Both companies have incredibly catchy jingles. Let’s take a look at the particulars to frame this matchup.
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Here’s why slander is such a big deal and how to get the protection you need.
Libel, slander, and other defamatory statements don’t just happen on TV. They’re very real and very common, especially with social media.
In today’s litigious society, lawsuits are increasingly common, even for seemingly “trivial” things. Which is why it’s so important for homeowners to know that defamatory statements are not covered by your standard Homeowners Insurance policy.
But that doesn’t mean you have to pay for lawsuits out-of-pocket.
Here’s everything you need to know about protecting your family from the financial devastation of a defamation lawsuit.
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Find the right level of coverage with these 11 types of business insurance.
An estimated 44% of small business owners have never had insurance.
That number is much too high!
Commercial insurance losses are too common (and too expensive) not to have adequate protection in place to stave off disaster.
If you’re reading this, you understand that business insurance is well worth the cost of your premiums. The question you need help answering is, “How much insurance coverage do I actually need?”
In this article, we’ll take a look at the essential types of business insurance you absolutely need to have.
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Why does small business insurance cost so much? Allow us to untangle it for you.
There are few things more exciting than a business startup. Picking your company name, designing a logo, signing a lease, hiring your first employee, selling your first widget…you’re ready to hustle, baby!
Something that’s probably not so exciting? The commercial insurance quote.
“Wait a minute,” you say. “I have a small business. Why does small business insurance cost SO much?”
There are actually a LOT of different ways to answer that question!
In this article, we’ll try to give you a better understanding of why small business insurance is priced the way that it is, why you shouldn’t base your decisions purely on cost, and a simple way that you can make sure you’re getting the most out of every dollar you spend on your insurance.
With Usage-Based Insurance, you can get a safe driving discount based on your own good driving habits.
Nearly all of the insurance giants have some form of safe driving discount. In the past, your safe driving skills were usually determined by your driving record: fewer tickets and claims translated to bigger savings.
But what about those maniacs that speed through traffic, but somehow never get caught by the police? Or the ones who simply drive around with their busted car and never bother to file a claim? It’s not fair that they should be getting a safe driving discount (and raising your rates in the process).
Enter: Usage-Based Insurance.
Hey guys, Jason Levine with Harry Levine Insurance here. And today, we want to talk about getting to know your insurance company…online.
As the world continues to suffer through the COVID-19 pandemic, it’s becoming even more important that everyone becomes as tech-savvy as possible.
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But with Uninsured Motorist coverage, you don’t have to pay the price for their mistakes.
A hidden danger awaits those who come to Florida. And no, it’s not hurricanes.
It’s underinsured drivers.
According to recent estimates, about 1 in 4 Florida drivers (26.7%, to be precise) don’t have any insurance. If that sounds high, that’s because it is. The Sunshine State has the highest number of uninsured drivers in the country.
But drivers without insurance aren’t the only people you need to worry about. You also need to worry about the drivers who don’t carry any more coverage than what is required by law.
In this article, we’ll cover why Florida’s insurance minimums aren’t good enough and how you can protect yourself with Uninsured Motorist Coverage.
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Hey everyone, and welcome back to Harry Levine Insurance on YouTube.
We’re recording today live from home. We’re in the middle of the COVID-19 pandemic (at least, what we hope is the middle) and we’ve transitioned our entire team to a work from home model.
The great news is we’ve been able to truly adapt, find some great software solutions, and make sure that we can be there for you, just as if it was a month or two ago and we were working full steam ahead at either of our physical office locations.
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