Q. How much Screen Enclosure Coverage do I Need? A. Just like with any type of property coverage owners should purchase enough coverage to replace their pool cage should it be completely destroyed. Referencing your original purchase …
What is a 4 point Inspection?
Q. What is a 4 point inspection? Can I fail it? A. A 4 Point inspection is like a check-up for the vital systems in your home. The inspection isn’t conducted on a pass/fail basis, but it can reveal …
What is Water Back-Up and Sump Overflow coverage?
Q. What is water back-up coverage? A. Water Back-Up and Sump Overflow coverage protects against water intrusion in the event that public utilities and/or septic systems become inundated and reverse course. This type of coverage became …
What is Employment Practices Liability Insurance?
Q. What is Employment Practices Liability Insurance? A. Employment Practices Liability Insurance (EPLI) is a critical form of protection that all businesses need to have. Like worker’s compensation, it does not matter if a company has 1 …
What is Worker’s Compensation Insurance?
Here is a brief introduction into Worker’s Compensation Insurance Q. What is Worker’s Compensation Insurance? A. Everyone who owns a business with even a single part-time employee needs Worker’s Comp! Worker’s Comp is an amazing product that essentially …
What is Cyber Liability Insurance and Do I Need it?
Q. What is Cyber Liability Insurance and do I need it? A. People have heard of the Target Hack. You may be thinking, well my business isn’t that big or my credit card vendor will …
What is Umbrella Insurance and Do I Need it?
Q. What is Umbrella Insurance and do I need it? A. Liability Umbrella policies are incredibly valuable and affordable protection needed by individuals and businesses, alike. Your primary policies – home/car/boat/business owner’s/worker’s compensation/commercial automobile/etc. – provide an initial layer of …
If My Power Goes Out Is My Food Covered?
I would like to thank one of our agents, Kathy Barton, with suggesting this question for our blog. This is a very specific question and if you have any questions on what exactly your policy covers make sure to call …
Does my auto insurance cover my rental car?
Q. Does my auto insurance cover my rental car? A. There is a strong chance that it does. Most standard and preferred automobile insurance carriers extend coverage to private passenger vehicles that you rent such as while on vacation. You …
Why did my insurance rate go up?
Our goal at Harry Levine Insurance is to make insurance a little less confusing and scary. Q. Why did my rate go up? A. No, your rate didn’t go up because your insurance company spent too much on office supplies! …