Q. What is a 4 point inspection? Can I fail it? A. A 4 Point inspection is like a check-up for the vital systems in your home. The inspection isn’t conducted on a pass/fail basis, but it can reveal …
What is Water Back-Up and Sump Overflow coverage?
Q. What is water back-up coverage? A. Water Back-Up and Sump Overflow coverage protects against water intrusion in the event that public utilities and/or septic systems become inundated and reverse course. This type of coverage became …
What is Employment Practices Liability Insurance?
Q. What is Employment Practices Liability Insurance? A. Employment Practices Liability Insurance (EPLI) is a critical form of protection that all businesses need to have. Like worker’s compensation, it does not matter if a company has 1 …
What is Worker’s Compensation Insurance?
Here is a brief introduction into Worker’s Compensation Insurance Q. What is Worker’s Compensation Insurance? A. Everyone who owns a business with even a single part-time employee needs Worker’s Comp! Worker’s Comp is an amazing product that essentially …
What is Cyber Liability Insurance and Do I Need it?
Q. What is Cyber Liability Insurance and do I need it? A. People have heard of the Target Hack. You may be thinking, well my business isn’t that big or my credit card vendor will …
What is Umbrella Insurance and Do I Need it?
Q. What is Umbrella Insurance and do I need it? A. Liability Umbrella policies are incredibly valuable and affordable protection needed by individuals and business, alike. Your primary policies – home/car/boat/business owner’s/worker’s compensation/commercial automobile/etc. – provide an initial layer of …
If My Power Goes Out Is My Food Covered?
I would like to thank one of our agents, Kathy Barton, with suggesting this question for our blog. This is a very specific question and if you have any questions on what exactly your policy covers make sure to call …
Does my auto insurance cover my rental car?
Q. Does my auto insurance cover my rental car? A. There is a strong chance that it does. Most standard and preferred automobile insurance carriers extend coverage to private passenger vehicles that you rent such as while on vacation. You …
Why did my insurance rate go up?
Our goal at Harry Levine Insurance is to make insurance a little less confusing and scary. Q. Why did my rate go up? A. No, your rate didn’t go up because your insurance company spent too much on office supplies! …
Hurricane Season, Are You Prepared?
The month of June kicks off summer and conjures thoughts of the beach, bbq’s and warm weather. There is something else that comes with the passage of June 1st though; Hurricane Season. Homeowners often hope for the best but aren’t …