What should I do if I have a claim? Who do I call? How long does it take to pay a claim? What is the process? These are questions we hear all the time. Hopefully we can help explain …
Life Insurance
Could’ve, Should’ve, Would’ve… So, when is the right time to buy life insurance? Certainly, it must be when a person starts to have a family, takes out a big loan, or gets a big raise that a lifestyle depends on. …
All About Citizens Insurance
Thank you again American Integrity Insurance Company for a great article! Assumptions 101: All About Citizens Insurance by Amanda Richter Assumptions 101 WHAT THE HECK IS AN “ASSUMPTION”? American Integrity has assumed many policies from Citizens over the years and …
Roofing Homeowner Scam
Thank you American Integrity Insurance for this great article. You can read the original here. This time it’s your roof! Florida homeowners scammed by Amanda Richter This time it’s your roof! Florida roofing homeowner scam A …
How much Screen Enclosure Coverage do I need?
Q. How much Screen Enclosure Coverage do I Need? A. Just like with any type of property coverage owners should purchase enough coverage to replace their pool cage should it be completely destroyed. Referencing your original purchase …
Why Are Certain Electrical Panels Ineligible for Insurance?
Q. Why Are Certain Electrical Panels (Federal Pacific Electric & Zinsco) Ineligible for Insurance? A. Passing judgment on these types of electrical panels isn’t something that insurance professionals can do, but many insurance companies say that they experience more claims …
What is a 4 point Inspection?
Q. What is a 4 point inspection? Can I fail it? A. A 4 Point inspection is like a check-up for the vital systems in your home. The inspection isn’t conducted on a pass/fail basis, but it can reveal …
What is Water Back-Up and Sump Overflow coverage?
Q. What is water back-up coverage? A. Water Back-Up and Sump Overflow coverage protects against water intrusion in the event that public utilities and/or septic systems become inundated and reverse course. This type of coverage became …
What is Employment Practices Liability Insurance?
Q. What is Employment Practices Liability Insurance? A. Employment Practices Liability Insurance (EPLI) is a critical form of protection that all businesses need to have. Like worker’s compensation, it does not matter if a company has 1 …
What is Worker’s Compensation Insurance?
Here is a brief introduction into Worker’s Compensation Insurance Q. What is Worker’s Compensation Insurance? A. Everyone who owns a business with even a single part-time employee needs Worker’s Comp! Worker’s Comp is an amazing product that essentially …