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Do I Need Rental Car Insurance?

Planning a trip should be fun—deciding where to stay, what to do, and where to eat. You definitely don’t want to worry about dealing with the aftermath of a car accident while you’re away.

Purchasing rental car insurance from the car rental company is a tempting option: you pay a few extra bucks a day and you don’t have to worry about a thing. But is it really necessary?

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Does my auto insurance cover my rental car?

Rental Car InformationQ.  Does my auto insurance cover my rental car?

A.  There is a strong chance that it does.  Most standard and preferred automobile insurance carriers extend coverage to private passenger vehicles that you rent such as while on vacation.  You must check with your specific carrier though, as many non-standard carriers and certain standard/preferred carriers do not extend such coverage.  Also, remember that most auto carriers do not extend coverage to non-private passenger vehicles such as do it yourself moving trucks. As always if you have specific questions as to your coverage and policy make sure to contact your agent.