Whether you live alone or support a family, your household depends on your income. But what happens if you’re unable to work?
Serious accidents occur without warning every single day. Without adequate preparation, many Americans will find themselves with no way to keep food on the table and a roof over their heads.
When you consider that 1 in 3 working Americans will be at least temporarily disabled at some point in their lives, it’s no wonder why some experts see disability insurance as the most important financial decision you can make.
The Safety Net You Need
No one is 100% immune from the risk of disability, yet more than 50 million Americans don’t have this vital form of coverage.
Disability insurance is designed to replace a portion of your income in the event you are unable to work due to an illness or injury.
And—unlike workers’ compensation insurance—your job does not have to be the primary cause of your disability. Even a car accident on the weekend could trigger disability insurance coverage.
Some of the most common reasons for collecting disability insurance are:
- Musculoskeletal Disorders
- Fractures, Sprains, and Strains
- Mental Health Issues
- Hearing Issues
Custom Coverage You Can Count On
Your risks and lifestyle are unique to you, and your insurance coverage should be, too.
Protection is available for both the short-term and long-term and can be customized to you. Our agents will take the time to discuss your budget and risk profile so we can find a policy that matches your needs.
As with any form of insurance, we always advise the highest level of coverage you can afford. However, most of our clients are pleasantly surprised by how affordable disability insurance is.
Your Disability Insurance Experts
At Harry Levine Insurance, your family’s safety and security is of paramount importance to us.
Over the last 30+ years, we have been providing stellar service to businesses and homeowners throughout Central Florida and look forward to doing the same for you.
We are an independent insurance agency, which means you get a wider selection of policies and, ultimately, more satisfaction in your level of insurance coverage. Call today or fill out our online quote form to start seeing how we can best protect you.