Home Insurance

Whether it’s made of bricks, wood, or concrete block, your home is more than just four walls and a roof—it’s a place of safety and security for you and your family. Yet no matter how many security measures you put in place, no home is completely impervious to disaster.

That’s what makes home insurance so vital.

It’s likely that your home is the most valuable (and valued) thing you own. With the right insurance coverage, you won’t have to worry when—not if—disaster strikes.

Your Home Insurance Experts

Nowadays, buying an insurance policy is just a call or a click away. But a website can’t point out gaps in your insurance coverage or tell you exactly why you should consider an umbrella policy.

Most homeowners are focused on finding an affordable policy and moving on with their lives. They’re thinking about work deadlines, soccer practice, and grocery shopping…not all the ways their home is vulnerable to loss and damage.

But at Harry Levine Insurance, your home’s vulnerability is our expertise.

We’ve spent more than 30 years building a reputation as one of Orlando’s top independent insurance agencies. Our knowledge, expertise, and commitment to customer service make us uniquely qualified to match you with a home insurance policy that fits your unique needs.

Meeting Your Home Insurance Needs

It’s important to protect the physical structure of your home, but your home insurance policy covers much more than that.

Home insurance covers:

  • The physical structure of your home and any detached buildings (such as a shed or garage);
  • Personal property, such as furniture, clothing, valuable articles, and other possessions;
  • Loss of use and additional living expenses you incur as a result of a claim;
  • Liability claims, in the event a third party experiences injury, loss, or damage; and
  • Personal injury claims, in the event you are sued by a third party.

As a homeowner, you are vulnerable to much more than fires, wind damage, and other catastrophes and your insurance policy should reflect that.

Mom and baby in window seat

Keeping Your Home Fires Burning

At Harry Levine Insurance, we’re homeowners as well, so we understand the importance of a well-protected home. But just as important is understanding that protection.

At Harry Levine Insurance, we make it our mission to explain your coverage options so that you can make an informed decision about your home insurance. We can even provide you with a checklist to organize your inventory of possessions—room by room—that you can use in the event of a loss.

And working with an independent insurance agency, it is much easier to find a policy that matches your budget and your coverage needs.

Call or fill out our convenient online quote form to get in touch. We’d love to meet you!

 

Curious to learn more? Check out our blog for more information about all things insurance or skip ahead to our most popular topics.

What Is An Assignment of Benefits Agreement? – AOB forms are all-too-common…and way too risky for homeowners. Learn about what this form is, what it does, and why you should never sign one!

How Does Insurance Work? – At HLI, helping you to understand your coverage is one of our top priorities. That’s why we put together this little guide about how insurance works.

10 Common Home Insurance Myths Debunked – There’s a lot of misinformation about homeowners insurance. Let’s set the record straight.

5 Things You Need To Know About Home Insurance – In this video, Jason Levine goes over five important things to understand about your home insurance that you might not have thought of.

4 Reasons Why Your Home Insurance Premiums Increased – Premium hikes are frustrating for everyone. But they don’t always mean you were a “bad” policyholder.

Why Are Home Insurance Quotes So Different? – Have you ever wondered why multiple insurance companies provide such different quotes for the same thing? There’s a good reason for that!

What Is Dwelling Insurance? – The insurance industry is rife with confusing jargon, but that’s why we’re here! Learn about dwelling insurance, who needs it, and what it covers.

How Long Does a Roof Last?: The Age of Your Roof and Insurance – Your roof is one of the biggest factors in determining your home insurance premiums and (in some cases) whether you can even get coverage.

Do I Need Flood Insurance? – It may come as a surprise to learn that floods are not covered on a standard homeowners policy.

Does Homeowners Insurance Cover Theft Outside the Home? – You know you’re covered for damage in your home, but did you know that your insurance provides some coverage outside the home as well? Learn more here.

Is Slander Covered By a Homeowners Policy? – Spoiler alert: yes! Home insurance covers much more than physical damage. Learn about the ways your policy can protect against allegations of libel and slander as well (and why you should care).