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Auto Insurance

There are many different types of auto insurance coverage options to protect you, your car, and others. Choosing the right auto insurance options are important for protection and affordability.

In order to protect your vehicle, you can purchase:

  • Comprehensive coverage

  • Collision coverage

  • Towing & Labor

  • Rental Reimbursement

In order to protect both you and others than may be involved in an accident, we offer the following types of coverage:

  • Bodily Injury

  • Property Damage

  • Medical Expenses

  • Uninsured/underinsured (UM)

  • Personal Injury Protection (PIP)

Here is a breakdown of each type of coverage for you to learn more about Orlando auto insurance:

Bodily Injury Liability coverage – Bodily Injury Liability covers bodily injury to others if you are at fault in an accident. Bodily injury pays others medical costs. It can also pay injured parties lost wages and your legal expenses.

Property damage coverage – Pays for damage to third party’s property (i.e. vehicle or mailbox).

Comprehensive coverage – Minus any applicable deductible this coverage pays for damage to your vehicle not caused by a collision. Examples include: damage or loss due to theft, vandalism, falling objects, fire, storms, flood and certain other natural disasters.  Collisions with animals are covered under Comprehensive Coverage.

Collision coverage – Minus any applicable deductible, this coverage pays for damage to your vehicle in the event of an accident in which you are at-fault.

Uninsured/underinsured motorist coverage (UM) – UM coverage helps pay your medical costs and your passengers medical costs if an accident caused by an uninsured or underinsured third party driver results in injury. UM coverage may also be stackable. This means that you can combine the coverage limits for each automobile insured under your policy.

Medical Payments – Helps pay medical costs for you and your passengers in the event of an accident, regardless of who is at fault.

Rental reimbursement – Helps pay for your rental car or other transportation if your car cannot be driven due to an at-fault accident or comprehensive claim.

Towing and Labor – Reimburses for towing and roadside assistance charges if an insured vehicle is disabled. Typical services include: battery jump-starting, tire changing and locksmith services.

Personal Injury Protection (PIP) – Eligible injured parties, including passengers, are entitled to reimbursement of 60% of their verifiable wages and 80% of their reasonable and necessary medical expenses incurred as a result of a covered auto accident. This coverage may also be known as the Florida No-Fault Law.

There are many options to choose from, and the auto insurance information above is only a brief description of the coverage that may be available. Your customized insurance policy will ultimately determine the coverage that you have.

Your safety is priceless, so protect yourself and call Harry Levine Insurance for your complete Orlando auto insurance coverage today.