If you own any type of business, you probably know that a Business Owner’s Policy (BOP) is an essential tool to have in your insurance arsenal.
But it’s not the only kind of commercial insurance you need.
Your BOP doesn’t provide any coverage for vehicles, so you’ll need a separate policy if you want auto insurance. (Trust us, you do!)
You might have heard from other well-meaning business owners that your personal auto insurance will cover business use. In most cases, this isn’t true.
Let’s take a look at the difference between personal and
commercial auto insurance. Read more →
You just received
another letter from your insurance company notifying you that your car insurance rates will be increasing this year.
“Why did my car insurance go up?!” you scream in frustration. “ I didn’t even have any claims!”
Unfortunately for car owners, this is an common occurrence…
and it doesn’t look like it will stop anytime soon. Read more →
As a business owner, you’ve heard about (or currently carry) a variety of different commercial insurance types, from
to worker’s comp EPLI insurance.
But if you own (or want to start) a business that relies on any kind of vehicle, one type of insurance you can’t go without is
commercial auto insurance.
Read more →
Planning a trip should be fun—deciding where to stay, what to do, and where to eat. You definitely don’t want to worry about dealing with the aftermath of a car accident while you’re away.
Purchasing rental car insurance from the car rental company is a tempting option: you pay a few extra bucks a day and you don’t have to worry about a thing. But is it really necessary?
Read more →
If it’s too good to be true, then it is!
A problem that not many people talk about in the insurance world is windshield repair fraud. If your automobile glass cracks or gets chipped, it is very important to get it fixed. The State of Florida even makes it easy by requiring that insurance companies waive deductibles for windshields if you have Comprehensive Coverage as part of your car insurance policy. That’s right, if you have coverage, then you have an automatic deductible of
zero for your windshield. Repairing or replacing a damaged one can be free! Read more →