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What is a 4 point Inspection?

 

Q.  What is a 4 point inspection? Can I fail it?

A.  A 4 Point inspection is like a check-up for the vital systems in your home.  The inspection isn’t conducted on a pass/fail basis, but it can reveal areas that need repair.  The 4 points examined are the roof, electrical wiring, plumbing, and heating/cooling systems.  Many homeowner insurance companies require 4 Point inspections once homes reach a certain age.  It’s a relatively easy and inexpensive way to ensure that your home is healthy and doesn’t have any hidden problems that may reveal themselves when least expected.  When you hire someone to do an inspection you make sure they are licensed. We work with a few highly rated and recommended inspectors so if you need their number give us a call!  It is possible that your insurance company may come back and request that you make a change based on the results of the 4 Point Inspection. For example, there are electrical panels that are old and can be a fire hazard and certain types of pipes that are found to leak more so if you have them the company may request that you replace or fix them.

About the Author

Jason Levine

Jason received a Masters of Science & Management in Risk Management & Insurance from Florida State University. He has been with Harry Levine Insurance for 9 years and handles the leadership of daily operations. He was the 2013-2014 Florida Association of Insurance Agents Young Agent Council's Agent of the Year. Currently serves on FAIA Board of Directors.

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