Learn more about RV insurance coverage
Why Get an RV Insurance Policy?
Your RV is more than a car, and your RV insurance should cover more than what car insurance covers. Rather than add your RV to your auto policy, consider insuring your RV on its own insurance policy. Keep the following in mind:
You may keep things in your RV that you would never keep in your car, such as clothing, jewelry, binoculars, VCR's, laptops, camcorders or outdoor gear. When you park your RV at a campsite, you may be liable for the area around your RV. If someone is injured, you may be responsible. If your RV is damaged while you're traveling, you'll need a place to stay and a way to get there. If you insure your RV through a standard auto policy, none of the scenarios above is covered in the event of a loss, and they could end up costing you thousands of dollars. When you insure your RV on its own policy, you'll know you have a wide range of coverage for a wide range of incidents.
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