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Condo insurance?
Harry Levine Insurance understands that as the owner of a condominium unit, your insurance needs are different from other homeowners. Chances are your association purchased a master policy to cover common areas like the exterior building and walkways. But you are responsible for insuring your individual, personal interests within your unit. You need both personal property and liability insurance.
We have Condominium Policies that Protects:
- Furniture
- Clothing
- Appliances
- Personal Belongings
- Personal Liability, that protects you against a claim or lawsuit if someone is injured or their property is damaged while in your condo
With a Selection of Coverage Options:
- Contents Replacement. Provides full replacement cost for personal belongings with no deduction for depreciation.
- Personal Injury. Protects you against libel and slander.
- Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
- Personal Articles Floater. Provides coverage that is broader than what a basic Condo policy provides. It is the right coverage for people who own valuable possessions such as jewelry, artwork cameras and computers.
- Pleasure Boat Liability Insurance for small watercrafts.
- Maximum limits of $1,000,000 on dwelling and $1,000,000 on contentsCondo Unit Owners Special Coverage A, which provides coverage for additional perils not covered on your basic policy form
- Property and liability coverage for when your unit is rented to others
- Increased hurricane deductibles are available
- Replacement cost coverage on dwelling and contents is available
- $2,000 loss assessment included with increased limits up to $5,000
- No prior insurance review
- Animal liability coverage is available
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